Last year I warned readers that the funds were about to have performance close to zero, looking at the index fund liquidity Fideuram Euro area can be seen that the performance was a year of ' 0.02%, the Euro area short-term government bonds have obtained 0, 66%, more decent was the performance of government funds Euro area in the medium to long term and have obtained 3.59% (of this type in post of 15/09/2009 in fact I had not warned).
Fideuram indices are the average of the funds Italian municipalities, such as some are above, others below, usually the big banks have the funds worse, in fact, we include inter-fund liquidity "Liquidity Eurizon A" and "Liquidity Fideuram" who have lost respectively 0, 37%, the '0, 46%.
For next year, liquid funds may have a performance greater than zero, while the long-term funds could begin to have poor performance.
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