Today we examine the bank account Mediolanum Freedom, because often seen in television advertising and you could see that makes the 2.20% net.
That account does not bear interest, if the customer opens it also endorses the bill Mediolanum Plus could get 2.20% on certain conditions: the stock on the c / c exceeds € 17,000, the compensation will cover the excess of € 15,000 , that rate will apply until 31/12/10.
In return you pay the € 90 annual fee if the daily average stock in the current account as the policy equivalent Mediolanum Plus (if any) is less than 15000 € and contextual assets under management of less than € 30,000. So if
€ 14,000 during the year holds on c / c and the contextual assets under management is less than € 30,000, not only will not receive a penny of interest, but I have to pay a fee of 90 €, advertising does not emphasize this. As for the bill in advertising
it comes to no cost, in reality it is true that there are loads, but we read in the statement that "Mediolanum Mediolanum Vita recognize annually to the intermediary a commission equal to 0.18% of average stock of reserves mathematics related to the contract, regardless of the amounts withheld to the quarterly performance of the internal management Separate "always in the statement read" The performance achieved by the management Separate internal "MEDIOLANUM FREEDOM FUND" can be applied to a deduction, which varies quarterly, which may still be higher than the greater of 50% of the same yield and 0.50%. For example, if the performance achieved by "MEDIOLANUM FREEDOM FUND" was equal to 4.00%, the deduction can not exceed 2.00%, where the yield was 0.80% , the deduction can not exceed 0.50%. "
Basically the operation is as follows: when you exceed the c / ci € 17,000, the difference compared to € 15,000 under the policy ends, then be invested in the management internal Separate them that invests primarily in bonds.
According to the yield obtained may be retained by 50%! In any case not be less all'0, 50%.
remember that last winter, this bank was sanctioned by the competition and the market for false advertising.
conclusion we say that we must be wary of any advertising financial offers television, because even if the conditions were not misleading "scam" run in lower case for a few seconds. If it seems interesting scaricatevi the prospectus from the internet and think.
tell us that the risk-free investments make about 1%, we inform you che il tasso base di alcuni conti di deposito รจ dell’1% lordo.
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